Mortgage Rates Today August 19, 2026: Current 30-Year & Refinance Rates Mortgage rates today remain an important consideration for U.S. homebuyers and homeowners considering a refinance. Mortgage rates can change frequently, and the rate available to an individual borrower can differ from published national averages. For August 19, 2026 , Bankrate reports a national average of 6.67% for a 30-year fixed mortgage and 6.80% for a 30-year fixed refinance mortgage . These are national averages and are not guaranteed offers for every borrower. A lender may offer a different rate depending on credit history, loan amount, down payment, property and other loan characteristics. Mortgage Rates Today: August 19, 2026 Rate Category Rate Source / Date 30-Year Fixed Mortgage 6.67% Bankrate national average, Aug. 19, 2026 30-Year Fixed Refinance 6.80% Bankrate national average, Aug. 19, 2026 30-Year Fixed Mortgage 6.67% Freddie Mac PMMS, Aug. 13, 2026 15-Ye...